Banking and Financial Services: Technology Landscape and Digital Transformation
Description
End-to-end exploration of enabling technologies (core, cloud, data, AI, blockchain, APIs, mobile, etc.) and digital transformation programs unique to BFSI.
Learning Objectives
Develop advanced knowledge of BFSI technology evolution, transformation levers, digital program planning, and the ability to evaluate and implement technology solutions aligned with industry goals.
Topics (10)
BFSI-specific public/private/hybrid cloud models, compliance, residency, cost modeling, cloud security frameworks, multi-cloud orchestration, exit strategy.
Review mainframe to mid-tier to cloud-native cores, phased migration models, risks and mitigants, vendor trends, architecture blueprints.
REST, OpenAPI/Swagger, PSD2, secure API gateway, consent/authorization models (OAuth2), partner API design and monetization.
Mobile banking, mobile wallets, UPI, PWA/SPA models, biometrics, responsive design, QR-based payments, mobile fraud.
Applications for predictive analytics, personalization, chatbot support, fraud analytics, loan approval, AML compliance, explainability, and governance.
Cryptocurrency basics, permissioned ledgers, smart contracts, settlement automation, cross-border pilots, challenges, and regulatory focus.
Know-your-customer technologies, Aadhaar, UPI ID, tokenized ID workflows, liveness checks, privacy, cross-bank interoperability.
RPA use-cases, workflow bots, orchestration, AI/ML augmentation, audit trails, regulatory impact, and scaling challenges.
Types of fintech partnerships, vendor integration, sandboxes, open innovation models, platform business cases, risk/reward allocation, compliance.
Roadmap models, maturity assessments, pilot scaling, value realization, technology adoption, KPI/ROI tracking, stakeholder communications.